Start with the address and your plans.
More space can mean more decisions about how the property works. Write down what you actually want to do: live in the existing home, add a workshop, keep animals, expand, or use an outbuilding. Have the Town confirm the planning and zoning questions for that parcel. An attractive building or a neighbouring use is not proof that your intended use is permitted.
What do you know about the water supply?
Confirm whether the home uses municipal water, a private well or another arrangement. For a well, request the available record, maintenance information and test history. Discuss the property’s water needs and the scope of investigation with a qualified well professional. A record is useful background, not a current guarantee of water quality or supply.
What does the septic file tell you?
Caledon states that sewage disposal is the owner’s responsibility where sanitary sewers are unavailable. Ask for available approvals, plans and maintenance records, then arrange a qualified assessment of the actual system. Discuss the capacity and implications of any proposed addition or change in use before treating it as part of your purchase plan.
Can you reach it, insure it and use it?
A driveway on a listing photo does not establish legal access or who maintains it. Ask your lawyer to review access rights, easements and any shared-road agreement. Confirm maintenance and winter arrangements with the relevant parties. Ask your insurer about the specific home and outbuildings before committing. Try the internet and mobile service you would actually use.
| Question | Start with |
|---|---|
| Legal access, easements and shared rights | Your lawyer and the property documents. |
| Water supply and septic condition | Qualified well and septic professionals; relevant records. |
| Zoning, additions and intended use | Town planning/building staff and applicable authorities. |
| Insurance for the home and outbuildings | An insurer using the exact property details. |
| Road maintenance, snow and daily services | The road owner or responsible parties; service providers. |
Keep a property file before you make an offer.
Use a folder for each serious option. Label missing information as a question to resolve, rather than treating silence as confirmation. Chris can help organise the questions; your lawyer, lender, insurer and qualified specialists should confirm the matters within their scope before you make commitments.
Check the details
These sources explain rules, services and responsibilities. Confirm the details for your property and circumstances with the appropriate professional.
- Town of Caledon: Official Plan
- Town of Caledon: septic systems
- Ontario: well records dataset and map
- Public Health Ontario: well-water testing
Content updated .